top of page

CAPITAL
VINAMRA
Personal Finance
We discuss host of topics on personal finance covering banking, emergency funding, insurance, asset allocation, rebalancing, estate planning, etc.


The Changing Indian Investor Behaviour - What do AMC Earnings Calls Tell Us?
10 quarters of AMC earnings calls suggest that Indian investor behaviour is changing - Investors are staying invested longer, SIPs continue to show resilience during market corrections, and participation from smaller cities is accelerating.
Jun 84 min read


Arbitrage Funds - The Debt Alternative?
Arbitrage funds can provide superior post-tax returns (beating FDs) - because they offer debt-like behaviour with equity taxation.
May 85 min read


Portfolio Overlap: The Hidden Risk in ‘Diversified’ DIY Portfolios
Think your mutual fund portfolio is diversified? Portfolio overlap could mean you're more concentrated than you think. Here's how to identify and fix it.
Apr 284 min read


The Modern Gold Rush: How Much Gold is Too Much?
In this blog, we break down financial gold vehicles - ETFs, mutual funds, SGBs - explain exactly how much gold and silver belongs in your portfolio, and expose the hidden costs most investors never see coming.
Apr 207 min read


De-mystifying Debt Mutual Funds - The Decision Making
We de-bunk a few myths about debt mutual funds, translating that into how investors can select the category that best suits them and the right funds within that category.
Feb 144 min read


De-mystifying Debt Mutual Funds – Where they Stand?
We look at the benefits and risks of investing in debt mutual funds, and how they stack against fixed deposits, other debt and equity investments.
Feb 133 min read


De-mystifying Debt Mutual Funds - The Basics
Debt mutual funds offer stability, income visibility, and diversification to a portfolio. In the 1st part of this series, we understand the key concepts for investing in debt mutual funds and their various categories.
Feb 135 min read


Our Mutual Fund Distribution Framework Explained
Investing isn’t just about picking a "winning" fund; it is about building a bridge between where you are today and where you want to be tomorrow.
Feb 104 min read
For interesting thought pieces in your mailbox, click below
bottom of page